MoneyMate: Home Hisaab & Maid – Privacy Policy

1. Summary

Your household records (staff, attendance, deliveries, payments and expenses) are stored only on your device. There is no account and no sign-up, and the App has no servers of its own, so we never receive or see these records. The free version shows ads from Google AdMob; MoneyMate Pro removes them. We do not sell your personal information.

2. Information Stored on Your Device

The App keeps the following on your device only. It is never sent to us or to Google:

• Staff you add: names, roles, salaries or visit rates, weekly offs, leave, attendance and notes
• Advances, bonuses, overtime and the payments you record, including whether you paid by cash or UPI
• Deliveries such as milk, newspaper, water and dhobi: daily quantities and prices
• Household expenses, including entries kept from earlier versions of MoneyMate
• Language, reminder and other settings, and whether you have bought MoneyMate Pro

Recording a payment by UPI only notes how you paid; the App does not make payments or connect to any bank or UPI app. If you back up your device, this data may be included in that backup according to your settings: iCloud Backup on iPhone, and Android's backup to your Google Account on Android. You can edit or delete any record in the App, and deleting the App removes its data from your device.

3. Features That Use Your Device

• Home screen widget: the widget shows today's staff and deliveries and lets you mark attendance. It reads and writes the same records on your device; nothing is sent anywhere.
• Notifications: if you allow them, the evening check and the month-end reminder are scheduled on your device. No data is sent anywhere to deliver them.
• Backup export (iPhone): if you updated from MoneyMate 2.0 on iPhone, you can export your earlier data as a backup file. It is created on your device and shared only where you choose. We never receive it.
• Links: Send feedback opens your email app, and the website and privacy policy open in your browser.

4. Advertising (Free Version)

The free version shows a banner ad on some screens, served by Google AdMob (Google LLC). To serve and measure ads, Google may collect:

• Device identifiers, such as the advertising identifier: the IDFA on iPhone if you allow tracking, and the Android advertising ID on Android
• Approximate location based on your IP address
• Device information, such as model, operating system and language
• Ad interactions and diagnostic data

Your household records are never shared with Google or anyone else. Where required by law (for example in the EEA, the UK and Switzerland), the App first shows Google's consent form so you can choose how your data is used for ads; ads are only loaded if your choices allow it. Where the consent form applies, you can change your choice later in the App under More → Privacy choices.

• iPhone: the App then asks for permission through Apple's App Tracking Transparency prompt. If you choose "Ask App Not to Track", your advertising identifier isn't used, ads are not personalized, and you can still use the App.
• Android: Android has no tracking prompt. You can delete or reset your advertising ID, or opt out of ads personalization, in your device settings (for example Settings → Privacy → Ads, or Settings → Google → Ads, depending on your device). Ads are then not personalized with it, and you can still use the App.

Learn more in Google's Privacy Policy and in how Google uses information from sites or apps that use its services. If you have MoneyMate Pro, the ads SDK is not started and no ads are shown.

5. In-App Purchase

MoneyMate Pro is a one-time in-app purchase, handled by Apple on iPhone and by Google Play on Android. We never receive your name, payment details or account information. The App checks with the App Store or Google Play whether you have bought Pro, and you can restore it on a new device with Restore Purchase. See Apple's Privacy Policy and Google's Privacy Policy.

6. Ratings

The App does not ask you for a rating. Any rating or review you leave on the App Store or Google Play is handled by Apple or Google, not by us.

7. Analytics and Crash Reporting

The App has no analytics or crash-reporting tools of its own. If you have chosen to share analytics or usage and diagnostics with app developers in your device settings, Apple (on iPhone) or Google (on Android) may give us anonymous, aggregated crash reports and usage statistics that don't identify you. You can turn this off at any time: on iPhone in Settings → Privacy & Security → Analytics & Improvements, and on Android in Settings → Google → Usage & diagnostics (the exact path depends on your device).

8. Data We Collect Ourselves

None. If you email us, we use your email address only to reply.

9. Children

MoneyMate is a household accounts app for adults and is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has sent us personal information, please contact us and we will delete it.

10. Your Choices

• Tracking (iPhone): Settings → Privacy & Security → Tracking.
• Advertising ID (Android): Settings → Privacy → Ads, or Settings → Google → Ads (depending on your device).
• Ad consent (EEA, UK and Switzerland): MoneyMate → More → Privacy choices.
• Ads: buy MoneyMate Pro to remove ads completely.
• Reminders: turn them off in MoneyMate → More, or in your device's notification settings for MoneyMate.
• Crash reports: iPhone: Settings → Privacy & Security → Analytics & Improvements → Share With App Developers. Android: Settings → Google → Usage & diagnostics.
• Your data: edit or delete any record in the App, or delete the App to remove everything from your device.

Because we hold no personal data about you, there is nothing for us to access, correct or delete on our side. For data processed by Google for ads, see Google's Privacy Policy.

11. Changes to This Policy

If we change this policy, we'll update this page and its "Last updated" date. If a future version adds optional features such as syncing between devices, we'll update this policy before that version is released.

12. Contact Us

If you have any questions about this Privacy Policy for MoneyMate: Home Hisaab & Maid, please contact Smile Apps Studio at:

Email: hello@smileappsstudio.com